Take your savings to new heights
Watch your savings soar with amazing rates and zero fees.
Citizens Access Online CD - 1yr
#ProductLine=cax|Brand=citizensbank|ProductDescription=ONLINE_CD|SubPoductDescription=1 year Online CD|ProductAttribute=interestRates::intAPY# APY*
Citizens Access Savings account
#ProductLine=cax|Brand=citizensbank|ProductDescription=SAVINGS|SubPoductDescription=$0.01 - $4,999.99|ProductAttribute=interestRates::intAPY# APY*
Citizens Access Savings
Earn #Json=Label_Lookup|Brand=citizensbank|TargetElementType=span|TargetElementId=dropdown|Key=CAX_rate# the national rate.* No fees. No funny business. Just amazing savings.
Citizens Access CDs
Take control of your savings with great rates and returns. And no fees or hidden costs, of course.
Mortgages
Great rates. Expert guidance. An easy online app. Hello, hassle-free home financing.
Mortgage refinancing
Free up cash for just about anything - from your to-do list to your bucket list.
Student loan refinancing
Refinancing could help you get closer to your goals. Customers have saved an average of $363/month1.
Why do people love Citizens Access?
We make it easy to do more with your money, so you’re free to do more of what you love.
Personal Finance
How often should you review your finances?
The best way to keep up with your money is on a schedule. We’ll show you exactly what to do – and when to do it – to make sure your finances are in order and your goals are on track.
Bank on-the-go with our new Citizens Access mobile app²!
24/7 Access to your accounts, statements, and more. Tap below to download now.
Guidance? You got it.
Wherever you’re headed in life, our experts and insights can help get you there.
1 Education Refinance Loan Average Monthly Payment Savings: Education Refinance Loan Average Monthly Payment Savings: The average monthly and annual payment savings estimated amount is based on 2,276 Citizens Education Refinance Loan customers who refinanced their loans between September 1, 2023 and September 1, 2024 and who received a lower payment. The calculation is derived by averaging the monthly payments prior to refinancing minus the monthly payments after refinancing. Excluded are monthly savings reported from customers that exceeded $9,375 or were lower than $20 to minimize risk of data error skewing the savings amounts. Savings vary based on interest rates, balances and remaining repayment term of loans to be refinanced. Your overall repayment amount may be higher than the loans you are refinancing even if your monthly payments are lower.
2 Wireless carrier, text and/or data charges may apply
* Annual percentage yield (APY) and interest rates are accurate as of #ProductLine=cax|Brand=citizensbank|ProductDescription=SAVINGS|SubPoductDescription=$0.01 - $4,999.99|ProductAttribute=interestRates::effDt#. Rates subject to change without notice. The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the bank's discretion.#ProductLine=cax|Brand=citizensbank|ProductDescription=SAVINGS|SubPoductDescription=$0.01 - $4,999.99|ProductAttribute=interestRates::intAPY# APY for balances of $0.01 - $4,999.99; #ProductLine=cax|Brand=citizensbank|ProductDescription=SAVINGS|SubPoductDescription=$5,000.00 +|ProductAttribute=interestRates::intAPY# APY for balances of $5,000.00 or more. Citizens Access online CD: $5,000 minimum balance and 1-year term to obtain #ProductLine=cax|Brand=citizensbank|ProductDescription=ONLINE_CD|SubPoductDescription=1 year Online CD|ProductAttribute=interestRates::intAPY# APY. Penalty for early withdrawal. Your Citizens Access online CD will renew into a CD of the same term at maturity unless changes are made to your account during the 10-calendar-day grace period following maturity. APY assumes interest remains on deposit until maturity date.
The National Average APY and other competitor APY rate information, based on comparable deposit products (all APYs are applicable for a balance tier equal to $5,000), as of #ProductLine=cax|Brand=citizensbank|ProductDescription=SAVINGS|SubPoductDescription=$0.01 - $4,999.99|ProductAttribute=interestRates::effDt#, is provided by Informa Research Services. Informa Research Services obtains the data from the various financial institutions that it tracks and the accuracy of that cannot be guaranteed. Citizens Access’ savings rate at #ProductLine=cax|Brand=citizensbank|ProductDescription=SAVINGS|SubPoductDescription=$0.01 - $4,999.99|ProductAttribute=interestRates::intAPY# APY is #Json=Label_Lookup|Brand=citizensbank|TargetElementType=span|TargetElementId=dropdown|Key=CAX_rate# the national rate of #Json=Label_Lookup|Brand=citizensbank|TargetElementType=span|TargetElementId=dropdown|Key=CAX_national_rate#, as reported by Informars.
Mortgages are offered and originated by Citizens Bank, N.A. (NMLS ID# 433960). All loans are subject to approval.
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